We’re pleased to introduce Arrow Invest. A low cost, easy to use, online investment service where you can choose from a suite of investment portfolios professionally managed by the Arrow Investment Advisory Board. These portfolios are diversified across a range of asset classes, both globally and in Australia.

Global equity markets continued to weaken over the June quarter with the MSCI World ex-Australia index down 16.1% in USD terms, taking the annual decline to 14.4%. In AUD terms, the fall in the currency provided some diversification, with the index down 8.4% for the quarter and 6.5% percent for the year.

The dominant theme for markets is that central banks are now clearly focused on high inflation and are prepared to sacrifice growth in pursuit of price stability.

Investment markets continued their decline throughout the second quarter of 2022, as both domestic and global markets trended lower. For investors, the largest challenge has been stomaching the rapid pivot in monetary policy globally and digesting inflation data which has proven to be more persistent than initially thought.

[VIDEO] Emotions can overwhelm strategy when markets are volatile. Director and Private Client Adviser Peter Leggett shares three rules to follow during times of turbulent investment markets.

Downward velocity in global markets tempered over the month of May as the war in Ukraine endures & inflation continues to escalate. Continuing lockdowns in China, notably in Shanghai, have had an ongoing impact on global supply chains, especially in the electronics sector.

Global markets descended further over the month of April as 'zero-COVID' lockdowns in China added to prolonged geopolitical risk pressures in Ukraine.

Quantitative tightening signalling from central banks has joined geopolitical uncertainty as core focuses for investors as heightened inflation continues to weigh on investor sentiment.

Are your retirement assets insufficient to cover the ever increasing cost of living? Do you have large unexpected expenses in retirement? If you answered yes and you own your own home, a reverse mortgage may provide a solution.

[VIDEO] Ryan Synnot provides great insight into the Arrow Investment Philosophy and how we’re constructing portfolios in the modern world.

Superannuation is an effective way to save for retirement but the amount of contributions you can make to super in each year is limited. Any superannuation contributions made in excess of the concessional and non-concessional caps may have penalty tax applied. So take care with how much you contribute each year.

Global markets continued their downward trend over the month of March as the Ukrainian conflict continued with no certain end in sight.

Geopolitical uncertainty continues to be the core focus for investors as upward price pressure on energy and commodities hastens the pace of inflation across the globe.

A new Omicron sub variant emerged, causing a spike in infections across Europe and China, with China imposing targeted lockdowns in key provinces.

The COVID-19 pandemic’s impact upon the way we live our lives has been significant. Reduced travel, a boom in working-from-home, reduced demand for experiences and services, increased demand for food, technology and other goods are just a few examples.

[VIDEO] Ryan Synnot provides an introduction to Early Stage Tax Concessions, an incentive introduced in 2016 to promote investment in innovative, high-growth potential startups.

Global markets were battered over the month of February as geopolitical fears evolved into a reality in Ukraine. As expected, the conflict between Russia and Ukraine commanded the attention of investors, dampening confidence across the globe.

Subsequent to a positive end to 2021, global markets struggled in the first month of the year, challenged primarily by prospective interest rate hikes and geopolitical tensions in Ukraine.The key focus for investors worldwide continues to be the impact that inflation will have on markets. This has seemingly created favourable market conditions for value stocks over the last month, with value displaying monthly outperformance of over 7.4% relative to growth according to the respective MSCI ACWI Value and Growth indices in local currency terms. This is only the second time since the inception of the index that Value has outperformed growth in excess of 5%.

In welcome news, the Federal Parliament passed the Treasury Laws Amendment (Enhancing Superannuation Outcomes For Australians and Helping Australian Businesses Invest) Bill 2021. Effective from 1 July 2022, this legislation will implement the following superannuation changes:

Back in June 2019, the Reserve Bank (RBA) Board meeting minutes stated that “households are net borrowers in aggregate”, which contributed to their view that on balance “a lower level of interest rates was likely to support growth in employment and incomes and promote stronger overall economic conditions.” I subsequently wrote to the RBA and sought clarification, given that households are not net borrowers in aggregate. Their response advised that the comment was in reference to interest bearing net borrowings, rather than total net borrowings. Perhaps this was the intention of the authors, however the lack of this qualification in the minutes makes the statement incorrect – households are in fact large net savers in aggregate.

Since 1 July 2018, downsizer contributions have afforded eligible older Australians the opportunity to top up their retirement savings where their existing balance leaves them concerned about the sustainability of their lifestyle through retirement. It had been observed that older Australians were potentially being discouraged from downsizing hones that no longer met their needs, the result being that many larger family homes were being occupied by singles or couples.

Markets struggled to build momentum early in the month of December as the emerging and enigmatic Omicron variant of the COVID-19 virus continued its spread across the globe. As understanding about the new strain developed (particularly its highly infectious but less potent nature), investors were reassured that economic growth would not be stalled as governments widely exercised restraint with reinstituting lockdowns and restrictions abroad.