Common Investment Mistakes (and How to Avoid Them)
Investing can be one of the most powerful ways to grow wealth over time. But despite the long history of investment markets and the wealth of information available today, many investors still make common mistakes that can reduce returns, increase risk and lead to unnecessary stress.
Wealth Strategies for Millennials
How young Australians can grow long-term wealth, strengthen financial resilience and take advantage of compounding in a high-cost economy.
Understanding Transition to Retirement Pensions
Learn how Transition to Retirement pensions work, who can access them, and how they can help you reduce work hours, manage tax, and boost super savings.
Who Gets Your Super When You Die?
Learn who can receive your superannuation when you die, the difference between binding and non-binding nominations, and how to avoid common mistakes. Discover how to keep your beneficiary nominations valid and aligned with your estate plan.
Protecting What Matters Most: The Case for Personal Insurance
Protect your family and wealth with personal insurance. Learn about life, income, trauma, and TPD cover in Australia.
Understanding the Vacant Residential Land Tax (VRLT) in Victoria
Learn how Victoria’s Vacant Residential Land Tax (VRLT) works, who it applies to, key exemptions, and how to avoid penalties on vacant property.
Downsizer Contributions: Unlocking Superannuation Opportunities for Over 55s
Understand downsizer contributions in 2025: eligibility, benefits, key rules, and strategy tips for boosting your super after selling your home.
Family Trusts: What to Know Before Setting One Up
As families think more seriously about the long-term future — whether it’s helping adult children, supporting grandchildren, or planning for retirement — the idea of setting up a family trust often comes up.
Family trusts can be a useful structure in the right circumstances, but they’re not a one-size-fits-all solution. In this article, we’ll explore what a family trust is, why some people choose to use one, and what to consider before taking the next step.
Protecting Older Australians from Financial Abuse
Learn how to identify, prevent and respond to financial elder abuse. Practical tips for families and insights from experienced wealth advisers.
Creating Your Living Legacy
For many affluent and high-net-worth individuals, particularly those approaching or enjoying retirement, the idea of creating a 'living legacy'—sharing wealth and making a difference while you're here to see it—is increasingly appealing. Unlike traditional estate planning, a living legacy empowers you to witness the impact of your generosity firsthand, bringing significant emotional and financial benefits.
At Arrow Private Wealth, we often assist clients in exploring and implementing living legacy strategies tailored to their unique goals and circumstances.
Do I need an SMSF?
Self-Managed Superannuation Funds (SMSFs) are often positioned as the ultimate vehicle for retirement savings, offering control, flexibility, and tax advantages. However, they are not a one-size-fits-all solution. While an SMSF can be a powerful tool for the right investor, it can also be a costly and complex burden for others.
From a wealth planning perspective, the question isn’t just “Can I have an SMSF?” but “Should I have an SMSF?”
2025 Residential Aged Care Reforms
From 1 July 2025, new rules under the Aged Care Act will significantly impact the cost of residential aged care in Australia. These reforms aim to create a sustainable aged care system while ensuring that government support is directed to those with the greatest financial need. While these changes address long-standing funding issues, they also introduce complexities for families planning aged care for themselves or loved ones.
Funding Education for Children or Grandchildren
Providing for the education of your children or grandchildren is one of the most meaningful financial gifts you can offer. In Australia, education costs continue to rise, particularly when factoring in private schooling, extracurricular activities, uniforms, and technology. For example, the cost of educating a child born today at a private school is likely to exceed $200,000 for primary and secondary education. In some instances, the total cost can climb significantly higher, reaching several hundred thousand dollars beyond this estimate.
The Real Costs of Being Uninsured
Life is full of uncertainties. While we cannot predict what the future holds, we can plan for it. Personal insurance—encompassing life insurance, total and permanent disability (TPD) insurance, trauma insurance, and income protection—is an essential part of any comprehensive financial plan. Yet, many Australians remain underinsured or uninsured, often underestimating the financial and emotional toll an unforeseen event can have on themselves and their families.
Investing for Your Children or Grandchildren
As parents or grandparents, you have a unique opportunity to set up a secure financial future for your children or grandchildren. Investing for them can provide a substantial head start, whether it’s for education, property, or simply helping them navigate adult life. However, with numerous investment options and Australian tax laws to consider, it’s essential to make informed decisions that align with your goals and the financial well-being of your loved ones.
Types of Superannuation Contributions
Superannuation is an essential part of preparing for retirement in Australia. Understanding the various types of contributions that can be made is key to maximising your super balance and securing a comfortable future. This guide covers every type of super contribution, providing insights into how each works and the benefits they can offer.
Key Considerations for Residential Property Investment in Australia
Investing in residential property has long been a popular strategy for Australians seeking to build wealth. The allure of owning tangible assets, the potential for rental income, and the possibility of capital growth make it an attractive option. However, residential property investment is not without its challenges and risks.
Safeguarding Your Finances: A Guide to Avoiding Scams
In our increasingly digital world, financial scams are becoming more sophisticated and prevalent, especially in Australia. It's vital to understand these scams, recognise the warning signs, and take proactive steps to protect yourself. This post will cover superannuation scams, investment scams, phishing, scam calls, and emerging threats like MyGov super rollover scams and AI voice-based scams.