PART 3 OF 3: PRIVATE WEALTH MANAGEMENT
Investment Management
Portfolios built for the life, family and future they are designed to support.
We help families define the purpose of their capital, construct portfolios with discipline, and manage them over time with ongoing oversight, reporting and investment committee governance.
The problem
The investment problem is not access. It is clarity
Too many choices
Funds, ETFs, managers, platforms, direct assets, private markets and global opportunities.
Markets keep changing
Volatility, rates, inflation and global events can quickly shift the investment landscape.
Life needs funding
Income, planned spending, unexpected costs and family support need to be considered.
Families need continuity
Capital may need to last beyond one person, one objective or one generation.
A clearer
investment framework
“Excellent service with the main focus being on the needs of the client. Always ready to talk through concerns and from speaking with other friends their knowledge on financial, investment and strategic issues has proved invaluable.”
Our investment management
What Investment Management Can Cover
01. Strategy
Investment Strategy
We define what the capital needs to achieve, including risk, return, income, liquidity, tax and time horizon.
- Purpose and objectives
- Risk and return settings
- Income and liquidity needs
02. Construction
Portfolio Construction
We build portfolios using asset allocation, diversification, manager research and implementation discipline.
- Asset allocation
- Manager selection
- Implementation structure
03. Management
Portfolio Management
We monitor, review and adjust portfolios over time, keeping them aligned with their objective.
- Ongoing oversight
- Rebalancing
- Performance reporting
04. Governance
Family Investment Committee
We help families create a structured forum for decisions, education, accountability and continuity.
- Decision framework
- Next generation education
- Family governance
Our key ideas
Multi-asset portfolios give each part of your capital a role.
Growth Assets
Australian Equities
Exposure to Australian companies with potential for capital growth and dividend income.
Global Equities
Access to international companies, sectors and regions beyond the Australian market.
Private Equity
Exposure to private businesses and specialist opportunities outside listed markets.
Defensive Assets
Cash
Highly liquid and stable, supporting short-term needs and portfolio flexibility.
Fixed Interest / Enhanced Income
Income-focused assets that can provide stability and lower-volatility return streams.
Diversifiers
Alternatives
Specialist strategies seeking differentiated sources of return and risk management.
Infrastructure
Exposure to essential assets that may provide income and inflation-linked characteristics.
Property
Real asset exposure that can support income, diversification and long-term capital growth.
The three Ls
Portfolio
Liquidity - 3 to 12 months
Capital for the near term. This is designed to support immediate expenses, known commitments and a buffer for unexpected needs, with a focus on access and stability.
Lifestyle - 1 to 3 years
Capital for planned spending and income needs over the medium term. This part of the portfolio supports lifestyle while accepting a measured level of investment risk.
Longevity - 3+ years
Capital for long-term growth and future income. This is the part of the portfolio designed to compound over time and support future family needs.
The flywheel - Surplus capital
When income and reserves exceed immediate needs, surplus capital can be redirected into long-term growth. Over time, this can strengthen the portfolio’s future income engine.
A practical lens for managing capital across time.
Our process
A process designed to create investment discipline.
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01
Assess
We begin by understanding your objectives, family context, structures, income needs, risk tolerance and existing investments.
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02
Principles
We determine the investment approach and any important principles, including values-based preferences or portfolio constraints.
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03
Allocate
We plan the asset allocation, selecting the mix of growth, diversifying and defensive assets required to meet the objective.
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04
Build
We construct the portfolio using manager research, approved product governance, cost awareness and implementation discipline.
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05
Manage
We manage the portfolio over time, including ongoing review, rebalancing, reporting and investment committee oversight.
Portfolios built around you
We bring your portfolio, family and advisory network together around a shared direction.
“A great team that always provide sound advice and take the stress out of funds management.”
The outcome
A portfolio that brings you peace of mind
Diversification
Spreads capital across asset classes, sectors, regions and managers to reduce reliance on any single return source.
Broader opportunity set
A multi-asset approach accesses different return drivers across growth assets, diversifiers and defensive allocations.
More balanced returns
Builds a portfolio better equipped to navigate different environments, rather than trying to remove volatility altogether.
Ongoing oversight
Monitors asset allocation, manager exposure and cash levels, with review and rebalancing over time.
The connected approach
The portfolio should be built around the plan, not the other way around.
Start a conversation
A clearer path begins with a conversation
Whether you are considering a significant decision, reviewing your current arrangements or simply want greater clarity, we would be pleased to hear from you.
(03) 8696 4133